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Debt Tracker - Personal Finance - Google Sheets Template
1/9

Instant download (right after purchase)

Works in Excel & Google Sheets (Windows/Mac)

Money-back guarantee (30 days)

€29,90

Downloaded: 328 times

Take control of your debt with a simple, powerful Debt Tracker designed for Google Sheets and Excel. Track due dates, payments, and balances in one clean dashboard to speed up payoff and avoid penalties.

  • Stay on top of due dates, payments, and balances in one place
  • Choose the payoff method (snowball or avalanche) and see results
  • See progress at a glance with clear dashboards and summaries
  • Cut costs by avoiding late fees and optimizing payment timing
  • Personalize for your debts and simplify collaboration

This template includes a clean debt ledger, a payment calendar, payoff projections, and optional interest tracking to help you see how long and how much you will pay. It works in Excel and Google Sheets, auto-calculating payoff timelines and balances, and provides a reliable, practical alternative to free or overly complex trackers. From ExcelAtlas, this template blends simplicity with robust payoff planning to save you time and stress.

  • Works with Excel & Google Sheets
  • Instant download
  • Lifetime access & updates

Frequently Asked Questions

How do I get my templates after purchase?

You’ll receive instant access. Within 30 seconds, a download link is sent to your email. You can also download directly from the Thank You page after checkout, or anytime from your personal account created automatically after purchase.

Can I use the templates for business?

Yes. All ExcelAtlas templates can be used for personal or business purposes within your organization. Reselling or sharing outside your company is not allowed.

Do I get updates and support?
  • ProPack® includes 140 templates with lifetime access.
  • Ultimate pack includes 420 templates, lifetime free updates, and 6 months of dedicated support (extendable up to 12 months).
What if I change my computer or work offline?

No problem. Your templates are yours to keep. You can re-download them anytime, and they work offline in Excel or Google Sheets.

Are the cells from the templates locked?

No. All templates are fully editable—you can change colors, formulas, or layouts as you wish. Nothing is password-protected.

Do you offer refunds?

Yes. We provide a 30-day money-back guarantee if you’re not satisfied with your purchase.

Do I need a special version of Excel or Google Sheets?

No. Templates work on both Excel and Google Sheets, including older versions. In rare cases, if a template is better optimized for one platform, it will be noted in the description.

What’s the difference between ProPack® and Ultimate pack?
  • ProPack®: 140 templates, covering all categories on our site.
  • Ultimate pack: 420 templates (everything in ProPack® + 280 extra), lifetime free updates, and 6 months of support. It’s our best value bundle.
Do the templates include instructions?

Yes. Each template comes with a built-in guide (usually on the first tab) and many include short video instructions. You can keep the guide inside or delete it once you’re familiar with the template.

Is there a subscription or hidden fees?

No. Payments are one-time only. Once you buy, you own the template forever.

Customer Reviews

Based on 26 reviews
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Ellaya Moon

It would be good to have a guide video!

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Pauline ten Velde

Love the layout and ease of use of this spreadsheet. The fact that trees grow or wilt depending on your actions is a really cool incentive!

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emorgancollins

Amazing!! I love this so much! So easy to use and such a great tracker.

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Cody Brown

Great tracker for client information.

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Hannah

I'm so pleased with this, I've wasted so much time and money on notebooks/habit trackers that I never have the time to fill in so to have one on my laptop now is so much easier. I also love the design, it's very cute and motivating. Works so well with minimum effort required to use it.

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